Crypto Transfer Guide

How to Transfer
Cryptocurrency

To transfer cryptocurrency: 1) Get the recipient's exact wallet address, 2) Verify you're using the correct network (Ethereum, Bitcoin, etc.), 3) Enter the amount and review fees, 4) Double-check all details and confirm the transaction. Always send a small test amount first for large transfers.

Key Steps:
  • • Copy recipient address exactly
  • • Verify network compatibility
  • • Check fees before sending
Common Fees:
  • • Bitcoin: $2-15
  • • Ethereum: $5-50
  • • Polygon: $0.01-0.10
Security:
  • • Test with small amounts
  • • Transactions are irreversible
  • • Verify through multiple channels

Complete step-by-step guide to safely transferring Bitcoin, Ethereum, and other cryptocurrencies between wallets and exchanges

Step-by-Step Transfer Process

Follow these steps to safely transfer cryptocurrency without losing funds

Step 1

Get Recipient Address

Obtain the correct wallet address from the recipient

  • Ask recipient to provide their wallet address for the specific cryptocurrency
  • Copy the address exactly - even one wrong character will result in lost funds
  • Verify the address format matches the cryptocurrency (Bitcoin addresses start with 1, 3, or bc1)
  • For exchanges, use the deposit address for the specific token and network
  • Never manually type addresses - always copy and paste

Always verify addresses through multiple channels. Malware can change copied addresses.

1

Get Recipient Address

Obtain the correct wallet address from the recipient

Step 2

Verify Network & Token

Confirm you're using the correct blockchain network

  • Ensure you're sending on the same network (Ethereum, Bitcoin, Polygon, etc.)
  • Check if the token exists on multiple networks (USDC on Ethereum vs Polygon)
  • Verify token contract addresses for ERC-20 tokens
  • Confirm the receiving wallet supports the token and network
  • Double-check network fees and confirmation times

Sending to wrong networks may result in permanent loss of funds.

2

Verify Network & Token

Confirm you're using the correct blockchain network

Step 3

Enter Transfer Details

Input amount, address, and review fees

  • Paste the recipient address into the "To" field
  • Enter the amount you want to send
  • Check the network fee (gas fee for Ethereum)
  • Consider sending a small test amount first for large transfers
  • Review total cost including fees

High network congestion can lead to expensive fees. Check gas prices first.

3

Enter Transfer Details

Input amount, address, and review fees

Step 4

Confirm and Send

Final verification before sending the transaction

  • Double-check the recipient address character by character
  • Verify the amount and network are correct
  • Review the total fee you'll pay
  • Click send/confirm and approve in your wallet
  • Save the transaction hash for tracking

Cryptocurrency transactions are irreversible. Triple-check everything before confirming.

4

Confirm and Send

Final verification before sending the transaction

Network Fees & Times

Understanding fees and confirmation times across different blockchain networks

Bitcoin

Average Fee:$2-15
Confirm Time:10-60 minutes
Address Format:1..., 3..., bc1...

Fees vary by network congestion

Ethereum

Average Fee:$5-50
Confirm Time:1-5 minutes
Address Format:0x...

Gas fees fluctuate significantly

Polygon

Average Fee:$0.01-0.10
Confirm Time:1-3 minutes
Address Format:0x...

Much cheaper than Ethereum

Binance Smart Chain

Average Fee:$0.10-0.50
Confirm Time:1-3 minutes
Address Format:0x...

Low fees, fast transactions

Arbitrum

Average Fee:$0.50-5
Confirm Time:1-2 minutes
Address Format:0x...

Ethereum Layer 2 solution

Optimism

Average Fee:$0.50-5
Confirm Time:1-2 minutes
Address Format:0x...

Another Ethereum Layer 2

Types of Crypto Transfers

Different transfer scenarios and their specific considerations

Exchange to Wallet

Moving funds from a centralized exchange to your personal wallet

Steps:

  1. 1.Log into exchange
  2. 2.Find withdrawal section
  3. 3.Enter wallet address
  4. 4.Confirm withdrawal
Timeframe
5-30 minutes
Notes
Exchange withdrawal fees and limits apply

Wallet to Exchange

Sending crypto from your wallet to an exchange for trading

Steps:

  1. 1.Get exchange deposit address
  2. 2.Open wallet
  3. 3.Enter exchange address
  4. 4.Send transaction
Timeframe
1-30 minutes
Notes
Ensure minimum deposit amounts are met

Wallet to Wallet

Peer-to-peer transfer between two personal wallets

Steps:

  1. 1.Get recipient address
  2. 2.Open sending wallet
  3. 3.Enter details
  4. 4.Confirm transaction
Timeframe
1-60 minutes
Notes
Only network fees apply, no intermediary

Avoid These Common Mistakes

Learn from others' mistakes to protect your cryptocurrency transfers

Wrong Network

Sending tokens on the wrong blockchain network. Always verify the recipient supports the network you're using.

Prevention: Double-check network compatibility before sending

Incorrect Address

Typos in wallet addresses result in permanent loss. Never manually type addresses.

Prevention: Always copy and paste addresses, verify through multiple channels

Insufficient Gas Fees

Setting gas fees too low can cause transactions to fail or get stuck.

Prevention: Check current network fees and set appropriate gas limits

Wrong Token Type

Sending ERC-20 tokens to Bitcoin addresses or similar incompatible formats.

Prevention: Verify token standards and wallet compatibility

Security Best Practices

Essential security measures for safe cryptocurrency transfers

Start with small test transactions for large transfers

Save transaction hashes to track transfers on blockchain explorers

Use hardware wallets for large amounts

Verify addresses through multiple communication channels

Check network status for maintenance or high congestion

Keep private keys and seed phrases secure and offline

Ready to Use Your Crypto?

Now that you know how to transfer cryptocurrency safely, explore DeFi lending and earn yields on your digital assets.